Kanpur: Cyber fraudsters allegedly swindled around Rs 43.15 lakh from a retired teacher over a period of two years by posing as representatives of an insurance company, police said on Saturday.The fraud came to light when the victim, a resident of Gujaini in Kanpur, went to a bank to break his fixed deposit after the accused demanded more money. The bank manager grew suspicious and, on hearing the victim’s account, asked him to report the matter to the police.The victim, in his complaint, said that he had taken a policy from PNB MetLife, which is due to mature in 2026. In 2024, he received a call from an unknown number.
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The caller introduced himself as a company representative and said the agent code would have to be changed to save him from a financial loss.When Premdatt asked how this could be done, he was told the code would change as soon as he purchased another policy worth Rs 36,000. He was assured of substantial profits and, lured by the promise, transferred the amount to the account provided by the caller.He said that three months later, another woman called him and asked him to deposit Rs 2.75 lakh to receive a Rs 69 lakh bonus on maturity. He said that when he told the woman that he had only Rs 1.75 lakh, she offered to arrange the remaining amount.He further said that eight months after depositing the amount, the woman called him again, saying that his policy case had gone to the insurance regulator, as she paid on behalf of him, and that the authority would now decide whether he would receive the payment.He alleged that one of the accused, posing as woman’s manager, later asked him to deposit more money, forcing him to break his FD.When the bank manager asked him the reason for breaking the FD, he narrated the entire sequence of events, following which it emerged that he had allegedly fallen victim to cyber fraudsters.Gujaini SHO Rajan Sharma said efforts were being made to trace the accused on the basis of mobile phone numbers.
