Ahmedabad: An 83-year-old retired doctor from Anandnagar has reported a cyberfraud in which nearly Rs 1 lakh was siphoned from his bank account without him sharing any OTP, password or banking credentials. Police registered the FIR almost two months after the incident came to light.According to the complaint filed on Wednesday, the fraud occurred on Jan 2 when the doctor attempted to transfer money using a digital payment application. He received a message stating that his daily transaction limit had been exhausted, even though he had made no prior transactions that day. Concerned about the unusual message, he visited his bank branch a few days later to verify the issue.Bank officials informed him that an online transaction of Rs 99,000 had been carried out from his account during the early hours of Jan 2. The complainant maintained that he neither initiated the transfer nor shared any sensitive banking information with anyone.Following the discovery, he immediately contacted the national cybercrime helpline and reported the matter. However, a formal FIR was lodged only after a delay of nearly two months, officials said.Police said their preliminary probe indicates that unidentified persons may have gained unauthorized access to the victim’s account and executed the transfer through digital payment services. Investigators are still determining the method used to breach the account.An offence has been registered under relevant provisions of the Bharatiya Nyaya Sanhita pertaining to theft, along with sections of the Information Technology Act. Police are examining transaction logs and digital footprints to trace the accused and identify the beneficiary account.BoxFIR after two monthsFraud detected after digital payment app showed transaction limit exhaustedBank confirmed unauthorized Rs 99,000 transfer on Jan 2FIR registered nearly two months after initial complaint filedPolice analysing digital trails to trace account breach and beneficiary
