Kanpur: A woman head constable in Kanpur has lodged an FIR stating that Rs 40 lakh that she had received as term-insurance proceeds of her constable husband’s death was fraudulently withdrawn from her bank account in three transactions. Police have registered a report against a bank employee following her complaint.Radha, who holds an account at SBI’s Phoolbagh main branch, accused employee Jyoti Bhaskar and other bank officials of collusion. Kotwali police station in charge Arun Dwivedi said a report had been registered against Bhaskar and further action would follow examination of bank records and related documents.Radha’s husband, Pravesh Kumar, was a constable in the police department and had taken term insurance for his family’s future. Following his death, Radha fought a legal battle from the district court to the HC to secure the insurance payout.Acting on a court order, the insurance company deposited Rs 60.4 lakh in her SBI account. Radha planned to secure the money through fixed deposits.She alleged that when she visited the bank on May 22 to create six fixed deposits, Bhaskar opened two deposits of Rs 10 lakh each. She was allegedly told that the remaining four would be created after two or three days because making all six together would attract TDS.Radha said she repeatedly visited the branch to have the remaining deposits opened. During this period, Rs 40 lakh was allegedly debited from her account in three transactions of Rs 15 lakh, Rs 10 lakh and Rs 15 lakh. She said the bank did not provide documents relating to the transactions.After learning of the withdrawals, Radha questioned bank employees but received no satisfactory answer. She submitted a written complaint to the branch on July 31, seeking full details and return of the money. When the bank took no action, she approached Kotwali police.
