New Delhi, Fino Payments Bank Ltd on Monday announced a strategic partnership with fintech platform Ezee.ai to build a lending ecosystem and strengthen its capabilities as it prepares for its transition into a Small Finance Bank (SFB).
Under the partnership, Ezee.ai will deploy its artificial intelligence-enabled Loan Origination System (LOS), Business Rules Engine (BRE), and Collections Management Platform to support the bank’s lending operations, Fino Payments Bank said in a regulatory filing.
The collaboration is aimed at enabling AI-driven automation, intelligent decision-making, and operational efficiencies as the lender advances its SFB roadmap.
“Our vision is to build a differentiated, technology-led, and asset-light Small Finance Bank that combines innovation with customer-centricity. This partnership with Ezee.ai marks an important milestone in that journey, building our lending capabilities through AI-driven automation and intelligent decision-making,” Fino Payments Bank Interim CEO Ketan Merchant said.
He added that technology and digital innovation would remain key enablers in delivering faster, seamless, and inclusive banking experiences to customers as the bank enters its next phase of growth.
Ezee.ai CEO Rajendra Awasthi said the company’s AI-powered no-code platform would help accelerate the bank’s digital lending capabilities, improve operational agility, and enable scalable, customer-focused innovation.
According to the bank, the partnership reinforces its strategic focus on leveraging advanced digital technologies to build a scalable and future-ready banking franchise while expanding credit access across Bharat through a technology-led operating model.
The development comes months after Fino Payments Bank disclosed that its Managing Director and Chief Executive Officer Rishi Gupta had been arrested by tax authorities in connection with alleged violations of Goods and Services Tax (GST) laws. P
