Guwahati: Ahmedabad cybercrime branch has arrested two persons from Assam in connection with an inter-state cyberfraud racket, in which artificial intelligence tools were used to fraudulently obtain loans from multiple banks.The accused have been identified as Kazimuddin Ali and Rabbul Hussain, both hailing from Morigaon district. Police said the arrests were made on Friday.A case was registered under Sections 43, 66, 66(c) of the Information Technology (IT) Act, and 336 (2) and (3), 317 (2) and 319 (2) of the BNS Act.Investigation officer JP Thakor explained the modus operandi, saying, “They used private fintech and business verification platforms to identify potential victims and obtain their GST and PAN-related details, which enabled them to access their CIBIL reports. The victims were randomly selected through social media.”Thakor said the accused extracted the contact numbers of financially stable victims from their CIBIL reports and then used digital tools to obtain the victims’ Aadhaar details using contact details.He added that the accused downloaded photographs of the victims from social media platforms and used AI tools to create deepfake videos. They then contacted persons who had access to common service centre operator biometric kits, and used it to replace the victims registered mobile numbers and other details on the Aadhar, with their own.“Once the mobile number linked to the victims’ Aadhaar records was changed, the accused gained access to their personal information and, using forged documents and fabricated credentials, opened bank accounts and availed loans in the victims’ names,” he added.Police arrested four persons from Gujarat, one from Uttar Pradesh, and two from Assam. The police said Rubul handled AI tools, while Kazimuddin was responsible for routing the proceeds through his bank account.
