The steady rise in living costs has become one of the most pressing concerns for households across Jammu and Kashmir. From food and fuel to transport, education, healthcare and rent, almost every essential expense has become more difficult to manage. For many families, monthly incomes have remained largely unchanged while the cost of meeting basic needs continues to climb. Inflation affects people differently, but its burden is heaviest on low- and middle-income households. A family that once managed its expenses with some margin is now forced to reduce consumption, postpone medical treatment or borrow to meet routine needs. The rising prices of vegetables, cereals, cooking gas and other household items have made grocery shopping a calculation rather than a normal activity. The pressure is equally visible in the education and healthcare sectors. Parents are struggling with higher school fees, transport charges, books and coaching expenses. At the same time, medical consultations, diagnostic tests and medicines are becoming increasingly expensive. When essential healthcare is delayed because of cost, inflation becomes more than an economic problem. It becomes a direct threat to public well-being. The situation is particularly difficult for daily-wage workers, small traders, farmers and employees with fixed incomes. Their earnings often do not rise in proportion to prices. Seasonal unemployment and limited opportunities outside the public sector add to their vulnerability. In many households, women are quietly managing the crisis by cutting back on their own needs, reducing household consumption and stretching limited resources. The government must recognise that controlling inflation requires more than periodic statements. Effective monitoring of prices, action against hoarding and profiteering, and improved distribution of essential commodities are necessary. Public transport and power costs also need careful review, as increases in these areas affect the price of almost everything else. Social welfare measures must be strengthened and targeted towards those most in need. Food assistance, affordable healthcare, support for vulnerable families and employment opportunities can provide immediate relief. But such interventions must be transparent and free from delays. The private sector also has a role in ensuring fair wages and responsible pricing. Employers cannot expect workers to maintain productivity while their real incomes continue to decline. Rising living costs are eroding household security and widening inequality. The issue deserves sustained attention from policymakers, not only when public anger becomes visible. Economic growth has little meaning if ordinary families cannot afford nutritious food, quality education and timely healthcare. Relief must reach people before survival becomes a daily struggle.


